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Heads Up Library

Table of Contents

January 2010 DAP Changes to Look for in 2010
October 2009 Tips for Surviving the Next Disaster; Stable Value Update; Recent Allocation and Manager Changes
July 2009 Demystifying Diversification - Is it Still a Viable Strategy?; Keeping Up Contributions in a Challenging Economy
April 2009 Questions on the Minds of DAP Participants; New Tax Law Suspends Minimum Required Distribution for 2009
January 2009 Welcome Aboard Community America Credit Union; Monitoring our Managers
October 2008 Market Declines - A History Lesson Revisited
July 2008 The Pursuit of Guaranteed Returns
April 2008 Great News! For both Current and Former DAP Participants
January 2008 DAP Year In Review 2007; How Stable Value and Wrapper Agreements Work
October 2007 Market Timing - Put Down that Watch, You Can't Time the Market
July 2007 Determining Your Distribution Rate
April 2007 The Distribution Phase of Retirement  Why Consider the DAP Model Portfolios?
January 2007 Reviewing the DAP Investment Options
October 2006 Thirteen Years Old...And Going Strong!
July 2006 Asset Allocation Strategy
April 2006 Visit www.4twadap.com Soon!
January 2006 DAP Participant Checklist - Very Important!
October 2005 The Transition is Complete - What this Means to You
July 2005 Look for Changes as We Improve the DAP
April 2005 DAP Online Survey Results; DAP Rollover Policy
January 2005 12 Easy Steps to Preparing your Estate Plan
October 2004 Over Eleven Years and Still Going Strong
July 2004 Managing Your Retirement Online
April 2004 The DAP Plan Web Site has a New Design
January 2004 Mutual Fund Scandal and the DAP
October 2003 Living in Retirement without Running out of Money
July 2003 Ten Year Anniversary Issue, Getting Back In 
April 2003 The DAP Plan Expense Overview 
January 2003 Guide to Retirement Planning
October 2002 Market Declines - A History Lesson
November 2000 Investing Based on Time Horizon
July 2000 Welcome Aboard! The New Interactive TWA  Pilots DAP/401(k) Website
March 2000 Internet Account Access Coming Soon, Back to Basics
November 1999 Market Volatility, The Millennium Looms
July 1999 Survey Reveals Common Questions
March 1999 Active Versus Passive Investing - not available 
November 1998 Using International Stocks to Diversify
July 1998 Benchmarks - Comparing Apples to Apples
March 1998 The Importance of Financial Planning
November 1997 Risk and The Sharpe Ratio
July 1997 Asset Allocation and a Rebalancing Check ; Reviewing the DAP/401(k)'s Investment Options
May 1997 A Historical Perspective on the Model Portfolios
March 1997 International Investing
December 1996 The Value of One Percent
August 1996 Return & Risk - A Three Year Progress Report ;Reviewing the DAP/401(k)'s Investment Options
May 1996 The Risk of Being Out of The Market
October 1995 Managing Risk Through Diversification
July 1995 The Model Portfolios ; Reviewing the DAP/401(k)'s Investment Options
March 1995 Lifetime Saving Through the DAP/401(k)
December 1994 Buy and Hold as Market Timing ; Age 701/2 Minimum Distribution
August 1994

Analyzing Performance using Benchmarks ; What Does the DAP/401(k) Cost?
April 1994

Compounding ; Withdrawing at Age 701/2